Can I qualify for an auto loan if I’ve never had credit before?
First-time buyers can qualify for auto loans through specialized programs. CarWise partners with lenders that support new credit profiles. Guidance is provided throughout the process.
Quick Summary
First-time buyers can qualify for auto loans.
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Answered by John Waremberg
Last updated 12/15/2025, 11:59:29 AM
Absolutely. First-time buyers and those with no established credit can qualify through our network of lenders offering beginner-friendly programs.
We walk you through every step, explaining the loan process and helping you find a payment plan that works within your budget.
John Waremberg
General Sales Manager, CarWise
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